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Make a payment on your debt

Judgment enforcement

A judgment obtained is not a judgment paid.

Seizure can involve significant costs. That is why our specialists first assess the debtor's assets and financial resources, to determine the most appropriate seizure strategy and maximize the chances of recovery.

  • For creditors who already won their case in court
  • Asset search before any bailiff fees are incurred
  • Four types of seizure, chosen on what is actually found
Seizable assetsJ-2026-0142
SalaryEmployer confirmed, full timeFound
Bank accountInstitution identifiedLocated
VehicleOne registered vehicleFound
Real estateNo title in the land registryNone
Salary seizure recommendedThe steadiest recovery, with no sale costs

The principle

The recourse when a debtor refuses to settle.

This service is for clients who have obtained a favourable court judgment and want to take steps to recover the amounts owed to them. Also called forced execution of a judgment, this procedure allows various seizure measures to be used when a debtor fails to meet their payment obligations.

Before starting a seizure, our specialists carry out the research needed to identify and locate the debtor's assets and sources of income, including bank accounts, employment, vehicles and real estate. These checks determine the most appropriate enforcement measure and optimize the chances of recovery while limiting unnecessary costs.

The four seizures

Four ways to seize. Only one is right.

The choice depends on what the search found, on the amount of the judgment and on the costs each procedure commits you to.

On income

Salary seizure

The employer withholds the seizable portion of the salary and remits it to us, until the debt is repaid in full or the seizure is lifted.

On cash

Bank account seizure

The bank freezes the funds up to the amount of the judgment. The seized sums are then transferred to repay the debt.

On goods

Seizure of movable property

Movable goods are seized then sold at auction: vehicles, equipment and anything that can be physically moved.

Last recourse

Seizure of immovable property

The building is seized then sold at auction. It is the last recourse, with delays and particulars specific to this type of seizure.

How it runs

From your judgment to money in the bank.

Nothing is committed before the search has said what there is to seize. That is what keeps you from paying for a procedure that returns nothing.

  1. Step 1

    You file the judgment

    The judgment and the debtor's details, in your online file.

  2. Step 2

    Collection attempt

    Before any seizure, we contact the debtor to obtain payment or a payment agreement, with no bailiff fees.

  3. Step 3

    Asset search

    Salary, accounts, vehicles, real estate: we establish what exists and what is reachable.

  4. Step 4

    Choice of seizure

    Our specialists recommend the procedure with the best balance of cost, delay and odds.

  5. Step 5

    Enforcement and remittance

    The bailiff enforces, the sums collected are remitted to you, and the file is followed to the balance.

Before and around

The judgment is only one step in the file.

A debtor you cannot find, a debt still to be recognised, a client to check before extending credit: it all runs from the same account.

Get started

Ready to recover what you are owed?

Open an account and file your first claim today.

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